Information Center

Be aware: It’s peak season for deer collisions!

Be aware: It’s peak season for deer collisions!

The odds of your vehicle colliding with a deer are about 1 in 94 during cool fall weather, which marks a sharp rise in insurance claims related to collisions with animals.




Umbrella policies provide canopy of insurance protection

Umbrella policies provide canopy of insurance protection

Protect yourself, your family and your assets by talking to your insurance agent about an umbrella policy.




No. 1 farm insurance writer delivers quality coverage

No. 1 farm insurance writer delivers quality coverage

Virginia Farm Bureau Mutual Insurance Co. has been offering farm insurance since 1951 and is currently the No. 1 farm writer in the state. In April 2017 Farm Bureau introduced the Farmowner Advantage endorsement, which bundles several popular existing products with new coverage for equipment breakdown and lock replacement.




Be prepared for destructive summer storms

Be prepared for destructive summer storms

Hurricanes get more press than thunderstorms, but everyday summer storms can be quite destructive. Learn how to protect your home and yourself.




Roadside assistance available for Farm Bureau members

Roadside assistance available for Farm Bureau members

For Virginia Farm Bureau customers with towing and labor coverage on their auto insurance policies, help just got a lot easier!




Simple deterrents can help prevent thefts

Simple deterrents can help prevent thefts

Home thefts are not a new concern, but they are on the rise.

The first preventive steps anyone should take are ensuring proper outdoor lighting and securing secure all windows, doors and vehicles. Consider using bright LED lights that are motion-sensor activated. When the lights come on due to motion, you are alerted that something—or someone—is nearby. They also can startle someone who is not supposed to be on your property.




Are annual insurance reviews necessary?

Are annual insurance reviews necessary?

Between old-fashioned weekly newspapers and by-the-minute social media updates, Farm Bureau agents keep up with a lot of changes in our member’s lives.  However, there are some things that don’t get posted on social media. That’s why it’s crucial to have an annual review with your Virginia Farm Bureau insurance agent.




When is the right time to get your business, commercial coverage?

When is the right time to get your business, commercial coverage?

Do you need commercial insurance?

When you own and operate a business, it’s crucial that you have the proper insurance coverage. Whether your business is located in the main strip, a strip mall or your own home —it’s important to protect it. Business or commercial coverage plans are designed to protect businesses from potential losses and keep them running smoothly. Without business insurance, a theft or natural disaster could cause devastating loss. Additionally, business insurance can provide business property and liability coverage. 

Will my homeowners cover me?

Are you a freelancer? Do you sell on eBay? Are you a Tupperware or Avon consultant? Just because you operate your business in your home does not mean you’re covered. An unendorsed homeowner policy or standard auto policy will not protect your home business or vehicle used for your business. You need a business policy, plain and simple.

Will my personal auto insurance cover me?

Are you an Uber or Lyft driver? Do you sell LuLaRo, Pampered Chef, Stella and Dot or have another independent consultancy gig for which you transport goods or merchandise? Are you a contractor who transports your own tools? Typical property policies do not always adequately cover these needs. Bottom line—when using vehicles for your business, they should be insured on a commercial auto policy.

Tweet: An unendorsed homeowner policy or standard auto policy will not protect your home business or vehicle used for your business. You need a business policy, plain and simple. via @VFBinsurance

An unendorsed homeowner policy or standard auto policy will not protect your home business or vehicle used for your business. You need a business policy, plain and simple. via @VFBinsurance Click to Tweet

What if I occasionally rent a room; do I still need business insurance?

Do you rent a room out on Airbnb? What happens if you accidentally break a guest’s expensive drone? What if a guest claims libel or slander while staying in your home?  If a business is based out of your home, a personal homeowner policy will not cover business liability claims.

But I’m just giving products to customers who buy from a larger group.

For businesses that include storing products in your home that consumers come onto your property to pick up or purchase them, a separate business policy is needed.

What’s the bottom line?

As a business owner, you work hard to bring your dreams to life. Virginia Farm Bureau writes business policies for most commercial and personal services, offices, retail operations, specialty contractors, churches and more. Let us help protect what you’ve worked hard to build.

Whether your business is little or big, in-home or not—it’s a good idea to speak with your local Virginia Farm Bureau agent about making sure you’ve got the right coverage when your business needs it most. Since each situation is unique, whether or not you need a BOP, (Business Owner Policy) commercial liability, commercial property or commercial auto policy is a decision worth considering.

Contact a Virginia Farm Bureau Insurance agent to discuss protecting your business today, find a local agent or learn about our business coverage.




VFB auto policy holders eligible for two costs-saving features

VFB auto policy holders eligible for two costs-saving features

Personal auto insurance customers may be eligible for two money-saving enhancements for their auto policy: new vehicle replacement coverage and accident forgiveness protection.




Agritourism: Know what’s covered before inviting the public

Agritourism: Know what’s covered before inviting the public

Agritourism activities such as corn mazes, hay rides, festivals, berry picking and farm tours are popular additions to farm businesses. When hosting these activities, it’s important to remember that some are not automatically covered under a farmowner insurance policy.




Get an Insurance Quote

Whether auto, home, life, or health, Virginia Farm Bureau Insurance has you covered. Get an insurance quote today.

Get a Quote

Smart Start

Teen Driver Discount Program

Get your teenagers’ driving career off to a great start while saving on your auto insurance premiums with our Smart Start Program.

Learn More

Virginia Hurricane Preparedness Central

Hurricanes are strong storms that can be life-threatening as well as cause serious hazards such as flooding, storm surge, high winds and tornadoes. Learn what to do to keep your loved ones safe!

Learn More

Home Inventory 101 for Virginians

Every year one in 15 insured homes suffers a loss or damage large enough for the owners to file an insurance claim. In 2013 the average claim from such incidents was $8,823. Yet fewer than half of Americans know what’s in their homes!

Learn More