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Home thefts are not a new concern, but they are on the rise.
The first preventive steps anyone should take are ensuring proper outdoor lighting and securing secure all windows, doors and vehicles. Consider using bright LED lights that are motion-sensor activated. When the lights come on due to motion, you are alerted that something—or someone—is nearby. They also can startle someone who is not supposed to be on your property.
For Virginia Farm Bureau customers with towing and labor coverage on their auto insurance policies, help just got a lot easier!
Personal auto insurance customers may be eligible for two money-saving enhancements for their auto policy: new vehicle replacement coverage and accident forgiveness protection.
Agritourism activities such as corn mazes, hay rides, festivals, berry picking and farm tours are popular additions to farm businesses. When hosting these activities, it’s important to remember that some are not automatically covered under a farmowner insurance policy.
Virginia Farm Bureau Mutual Insurance Co. has been offering farm insurance since 1951 and is currently the No. 1 farm writer in the state. In April 2017 Farm Bureau introduced the Farmowner Advantage endorsement, which bundles several popular existing products with new coverage for equipment breakdown and lock replacement.
Hurricanes get more press than thunderstorms, but everyday summer storms can be quite destructive. Learn how to protect your home and yourself.
Coming home to a house full of water is not how you want to end a relaxing vacation. Water damage claims are one of the most common types of claim received by Virginia Farm Bureau Mutual Insurance Co. and can be costly to repair. We’ve got a few tips for avoiding a wet situation.
Ice and snow can cause homeowners thousands of dollars in damages each year. Common-sense examinations can determine whether your home is winter-ready. Take the time to have a conversation with your Virginia Farm Bureau Insurance Agent. He or she can make sure you have appropriate coverage for any damage related to winter weather.
Between old-fashioned weekly newspapers and by-the-minute social media updates, Farm Bureau agents keep up with a lot of changes in our member’s lives. However, there are some things that don’t get posted on social media. That’s why it’s crucial to have an annual review with your Virginia Farm Bureau insurance agent.
When you own and operate a business, it’s crucial that you have the proper insurance coverage. Whether your business is located in the main strip, a strip mall or your own home —it’s important to protect it. Business or commercial coverage plans are designed to protect businesses from potential losses and keep them running smoothly. Without business insurance, a theft or natural disaster could cause devastating loss. Additionally, business insurance can provide business property and liability coverage.
Are you a freelancer? Do you sell on eBay? Are you a Tupperware or Avon consultant? Just because you operate your business in your home does not mean you’re covered. An unendorsed homeowner policy or standard auto policy will not protect your home business or vehicle used for your business. You need a business policy, plain and simple.
Are you an Uber or Lyft driver? Do you sell LuLaRo, Pampered Chef, Stella and Dot or have another independent consultancy gig for which you transport goods or merchandise? Are you a contractor who transports your own tools? Typical property policies do not always adequately cover these needs. Bottom line—when using vehicles for your business, they should be insured on a commercial auto policy.
An unendorsed homeowner policy or standard auto policy will not protect your home business or vehicle used for your business. You need a business policy, plain and simple. via @VFBinsurance Click to Tweet
Do you rent a room out on Airbnb? What happens if you accidentally break a guest’s expensive drone? What if a guest claims libel or slander while staying in your home? If a business is based out of your home, a personal homeowner policy will not cover business liability claims.
For businesses that include storing products in your home that consumers come onto your property to pick up or purchase them, a separate business policy is needed.
As a business owner, you work hard to bring your dreams to life. Virginia Farm Bureau writes business policies for most commercial and personal services, offices, retail operations, specialty contractors, churches and more. Let us help protect what you’ve worked hard to build.
Whether your business is little or big, in-home or not—it’s a good idea to speak with your local Virginia Farm Bureau agent about making sure you’ve got the right coverage when your business needs it most. Since each situation is unique, whether or not you need a BOP, (Business Owner Policy) commercial liability, commercial property or commercial auto policy is a decision worth considering.
Contact a Virginia Farm Bureau Insurance agent to discuss protecting your business today, find a local agent or learn about our business coverage.
Whether auto, home, life, or health, Virginia Farm Bureau Insurance has you covered. Get an insurance quote today.
Get your teenagers’ driving career off to a great start while saving on your auto insurance premiums with our Smart Start Program.
Hurricanes are strong storms that can be life-threatening as well as cause serious hazards such as flooding, storm surge, high winds and tornadoes. Learn what to do to keep your loved ones safe!
Every year one in 15 insured homes suffers a loss or damage large enough for the owners to file an insurance claim. In 2013 the average claim from such incidents was $8,823. Yet fewer than half of Americans know what’s in their homes!