Did you know that every year there are as many as 200,000 cooking-related fires, which cause hundreds of deaths and injuries throughout the U.S.? Last year in Virginia, there were 69 home fire fatalities.²

Classic older homes have lots of charm. But not everything gets better with age. More mature homes can have problems such as plaster walls in need of repair or outdated systems that are hazardous. We have a list of home ages and potential problems to help you treat that older home with TLC.

When buying a home, hiring a qualified inspector is a no-brainer. However, home inspection certification is voluntary, so be careful who you hire.

Even without waterfront property, you may still need flood insurance. Find out why, and where to buy it.

Homeowners insurance policies in Virginia fall roughly in three categories: named peril, open peril, or a combination of the two.

If a real estate agent tries to sell you a home with “attractive nuisances”—the legal term for potentially dangerous structures and features children find irresistible, like pools, ponds and swing sets—proceed with your eyes wide open. Attractive nuisances can quickly become liabilities.

According to FEMA creating your Family Emergency Communication Plan starts with one simple question: “What if?”

Yes, here in Virginia we do experience earthquakes and floods, but do you really need earthquake and flood insurance? Is the risk worth the savings?

Don't be surprised by homeowner insurance requirements, or lack of.  Whether you’re a new homeowner or a seasoned one, your house needs to be covered with an insurance policy to protect your investment. 

Do-it-yourself projects can save you money, but if you’re buying someone else’s DIY home, there are some precautions you should take before signing on the dotted line.