When you get insurance with us, you become a Friend of the Farm
™. Your membership helps support farmers and their families, agriculture, and the Virginia way of life.
Get access to member deals
® and savings at restaurants and retail locations nationwide.
Our agents live where you live, which means we’re right around the corner when the inevitable fender-bender or unexpected life event happens.
Manage your policy from your mobile device or your computer. You can get car insurance quotes, request auto ID cards, and more wherever you are.
Don’t settle for the minimum—make sure your coverage fits your life. Our agents customize your policy to fit your needs, budget, and the amount of coverage you need.
Our overall retention rate is hard to beat—92% of our members stay with us year after year.
If you’re legally liable in a boating accident, boat liability coverage can help pay for injuries and property damage to others.
Don’t let the cost of damage keep you off the water. This option covers vessels, motors, and trailers which are acquired during the policy period to replace previously covered items.
This coverage helps protect newly acquired vessels, motors, and trailers which are obtained during the policy period.
This can offset your health insurance deductible and pay out for your passengers’ injuries if necessary. It’s also an added buffer if you’re liable in an accident that causes serious injuries.
This pays for the cost to raise, remove, or destroy the wreckage of a covered vessel if it’s stranded, destroyed by fire, or sunk.
Emergency service includes on-the-water towing, fuel drops, soft ungroundings, dock-to-dock towing, and jump starts if your boat breaks down on the water. Trailer tire changes are covered as well.3
This protection covers your personal property while it’s aboard your boat or water craft. It’s added peace of mind in case something important is lost overboard.
If someone in an uninsured or underinsured boat or watercraft causes damage to you and your boat, this coverage kicks in. Although it’s not required, it still protects you from the risky behavior of other boaters.
Talking with your local agent is the best way to find out what other riders or specific coverage are recommended for your situation. Additional options include Coverage for First Aid and Use of Another Vessel.
Learning safety skills can be good for you and your wallet. Earn a 10% discount if you've taken approved boater safety classes.
You could receive up to a 5% discount on your basic policy premium for a built-in, automatic fire extinguisher on inboard and inboard/outboard boats.
If your boat runs on diesel instead of gas, you could receive a 10% discount on your basic policy premium. Applies to diesel-powered inboard and inboard/outboard boats.
You can also take advantage of member deals and savings at restaurants and retail locations nationwide.
“Member and “Membership” refer to membership in a county farm bureau. Membership open to everyone. Insurance products are benefits available exclusively to members.
The preceding insurance descriptions contain only a general explanation of available coverages and are intended for informational purposes only and do not replace or modify your individual policy’s provisions and applicable endorsements which control coverage determinations. To learn more about auto insurance coverage talk to your local Virginia Farm Bureau Agent.
1. Based on Year-to-date member retention report, September 2016
2. Boat Insurance requires a Virginia Farm Bureau Auto Insurance Policy
3. Contact the towing/emergency service provider of your choice, and you will be reimbursed for covered expenses up to your policy limit.
4. Descriptions contain only a general explanation of available discounts. Availability and amount of any discount will vary with your personal circumstances.