Life Insurance

It’s easy to say, “I’ll look into it later” or “It’s too expensive right now.” But life insurance is an important (and more affordable than you might think) tool in protecting the people you care about in many situations, including:

• Paying off debts, like student loans
• Replacing income for dependents
• Covering final expenses and burial
• Creating an inheritance for people and causes you care about

Our local agents can help find the right coverage—and rate—for your current situation and help you keep an eye on the future. You can expect personalized guidance through the variety of life insurance products, and the assurance that the people you love are provided for. We partner with  Southern Farm Bureau® Life Insurance Company to offer a range of customizable life insurance options:

Whole Life

This coverage is permanent to age 120 and begins to build a cash value after you purchase it and pay the premiums. Over time, the policy accumulates a cash value, giving the policy more flexibility and potential uses. For example, you could surrender a policy or borrow from the cash value to help pay for college.

Term Life

This coverage has level premiums for a certain number of years. We offer a 10, 20, or 30 year term policy. You can keep the policy after the term period until age 95, but the premium will increase each year after the term period. There is no cash value in our level term policies, which plays a factor in making term insurance typically more affordable than whole life insurance. Term insurance can be a great option for any shorter term needs in the event of an untimely death, like replacing income of a provider or paying off a mortgage.

We also offer annuities, traditional and Roth IRAs, retirement planning, and estate planning services.