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Virginia Farm Bureau Motorhome & RV Insurance

Go ahead, explore the open road and chase the horizon. We’ll make sure your recreational vehicle insurance policy gets the same attention to detail as the car you drive everyday, plus additional coverage you may need—like towing and labor when you’re on the road.

Why insure your RV with Virginia Farm Bureau Insurance?

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You'll Support Virginia Agriculture

When you get insurance with us, you become a Friend of the Farm . Your membership helps support farmers and their families, agriculture, and the Virginia way of life.

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You’ll Enjoy Exclusive Member Deals® & Savings

Get access to member deals ® and savings at restaurants and retail locations nationwide.

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You’ll Get Local, Personal Attention

Our agents live where you live, which means we’re right around the corner when the inevitable fender-bender or unexpected life event happens.

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You Can Access Your Account Anywhere

Manage your policy from your mobile device or your computer. You can get car insurance quotes, request auto ID cards, and more wherever you are.

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You Get Coverage Tailored to Your Needs

Don’t settle for the minimum—make sure your coverage fits your life. Our agents customize your policy to fit your needs, budget, and the amount of coverage you need.

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You’ll See Why Our Member Satisfaction Is So High

Our overall retention rate is hard to beat—92% of our members stay with us year after year. 1

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Motorhome & RV Insurance Coverages

What are you driving—a campervan, travel trailer, or big motorhome? It all affects what kind of coverage you may need, and finding the right fit can be tough. Your local agent can customize an RV insurance policy with just the right options, discounts, and coverage for your vehicle.2

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Liability Coverage

This basic RV insurance pays out when your motorhome or RV causes damage to someone or something else. If you drive an older model and don’t have many other assets to protect, you may not need much more coverage than this. Check with your local agent to find out.

Collision Coverage

This picks up where liability insurance leaves off—it covers your own vehicle when you cause an accident or hit a stationary object. This coverage is especially important if you drive a newer model campervan or carry a vehicle loan.

Other Than Collision Coverage

Sometimes called comprehensive coverage, this option covers damage to your RV not caused by a collision. It takes care of issues like fire, theft, vandalism, glass breakage, weather-related damage, and deer that come out of nowhere.

Medical Expense Benefit

This can offset your health insurance deductible and pay out for your passengers’ injuries if necessary. It’s also an added buffer if you’re liable in an accident that causes serious injuries.

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Pet Coverage

Extend your insurance protection to your furry friends as well. If your dog or cat is with you during an accident and is injured or worse, this coverage goes toward vet bills or pays a death benefit (similar to life insurance). It’s built in to comprehensive coverage.

Uninsured Motorist Coverage

If someone else causes a crash and doesn’t have insurance, or if their insurance isn’t enough to repair or replace the damage they caused to you, this coverage kicks in.

Electronic Equipment Coverage

If you’ve upgraded your stereo, this option is for you. This protection applies to custom parts or equipment, devices, accessories, enhancements, and changes other than those installed by the original manufacturer that alter the performance of your vehicle.

Income Loss Benefits

Motorhome accidents can cause serious, life-altering injuries that may force you to miss time at work. This coverage can help provide for your family if accident-related injuries keep you off the job and cause a loss of income.

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Towing & Labor

RV's break down at the most inconvenient times. This package includes towing, gas delivery, tire replacement, and more to get you back on the road as quickly as possible, no matter where or when you need help.

Customized Equipment Coverage

Non-electronic modifications to your RV require this coverage. You can insure the value of your custom seats, special furnishings, carpeting, or other interior customizations with this option.

Transportation Expenses

If your vehicle suffers damage that’s covered under your policy, your transportation expenses (such as rental car charges) can be covered up to a specified amount while your car is being repaired or replaced.

Other Coverage

Talking with your local agent is the best way to find out what riders or specific coverages are recommended for your specific situation.

Get personalized coverage for your adventures with personal attention from a local agent.

Motorhome & RV Insurance Resources

Are You Overdue for an Accident?

Statistically speaking, the average driver files an auto insurance claim for a collision every 17.9 years. Figuring out how much coverage you need (and how to save money on it) starts here.

3 Common Gaps in Coverage

There are worse things than filing an auto insurance claim and discovering that your coverage is lacking, but it’s still a nasty shock.

After the Accident: The Lifecycle of a Claim

You’ve exchanged insurance information with other drivers involved—now what happens? Here’s the lifecycle of an auto insurance claim with Virginia Farm Bureau Insurance.

Virginia Farm Bureau Insurance Reviews

14 years with Farm Bureau and the entire process FAR EXCEEDS my expectations in all areas.

William & April J.

Best insurance company! Been with Farm Bureau 40 years for home and auto!

Tamara G.

We always receive excellent service. Thank you so much!

John & Carol B.

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Why insure through Virginia Farm Bureau?

Expect more from your insurance. When you become a member, you’re also helping…

  • Virginia Farmers and their families through advocacy, legislation, and storytelling
  • Local volunteer organizations and activities in your community
  • Educators with free resources through the Agriculture in the Classroom program

You can also take advantage of member deals and savings at restaurants and retail locations nationwide.

“Member and “Membership” refer to membership in a county farm bureau. Membership open to everyone. Insurance products are benefits available exclusively to members.

The preceding insurance descriptions contain only a general explanation of available coverages and are intended for informational purposes only and do not replace or modify your individual policy’s provisions and applicable endorsements which control coverage determinations. To learn more about auto insurance coverage talk to your local Virginia Farm Bureau Agent.

1. Based on Year-to-date member retention report, September 2016

2. Motor Home Insurance requires a Virginia Farm Bureau Auto Insurance Policy. Motor Home must be licensed, titled & garaged in Virginia