Employee Benefits Corporation of America was bought by Virginia Farm Bureau in 2001. Headquartered in McLean, Va., it serves as a broker between health insurance carriers and agents who sell individual or small group and large group policies.
EBCA has contracted with major insurance carriers specializing in employee benefit plans and is able to prepare employer proposals from each of those carriers in a timely and cost-saving manner. EBCA has been using independent agents to deliver employee benefit plans, including group health insurance, group life and AD&D insurance, group dental insurance, group disability insurance, group vision insurance and group voluntary benefit insurance plans to employers in Maryland, Virginia and D.C. since 1984. EBCA's goal is to provide employers with the greatest number of choices available in today's market from one source—EBCA and its independent insurance agents.
In order to accomplish that goal, EBCA does not market directly to employers. Instead, EBCA uses independent agents to maximize exposure to and distribution of group health, life, dental and disability plans. Agents are paid commission.
EBCA provides independent agents with employee benefit proposals in formats that allow an employer to easily view costs and benefits and simplify their decision-making process. This saves an employer valuable time and money. Because of this approach, EBCA has become one of the largest sources for employee benefit plans in the mid-Atlantic region.
EBCA staff includes professionals who provide an unparalleled level of service to agents and brokers in today's industry. Staff members provide assistance with marketing, commissions and enrollment. Their dedication to accomplishing EBCA's mission is the envy of our industry.