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Our Farmowner Advantage Endorsement provides improved coverage for production operations of any size. The included Equipment Breakdown coverage can provide support for large farms as well as smaller producers with more specialized needs.

Home & Farm Coverages

We’ve made it easier to cover more property.

Increased Coverage Limits

  • Theft of jewelry, watches, and guns
  • Refrigerated food spoilage
  • Water backup/sump overflow
  • Rented equipment
  • Glass breakage in cabs
  • Property in transit

Broad Deductible Provision

Deductibles are determined per occurrence rather than per location if the loss occurs in multiple areas.

Farm Equipment Breakdown

We provide coverage for a wide range of mechanical and electronic equipment.

  • Dryers and deep well pumps
  • Pressure vessels
  • Irrigation systems
  • Feeding equipment
  • Boilers
  • Freezers
  • Generators & GPS systems

Home Systems Protection

Farmowner Advantage Endorsement coverage extends beyond operations, and into your home.

  • Central air units
  • Boilers or furnaces
  • Well pumps and sump pumps
  • Emergency generators
  • Water purification & filtration systems
  • Renewable energy equipment
  • Smart home devices & security systems

Trust is Built Over Generations

Year after year, we continue to be Virginia’s #1 farm insurer.1

We’ve been hard at work for Virginia farmers since 1950, and we’ve seen farming change a lot since then. That’s why we’re committed to offering innovative products for every operation, large or small.

Each one of our policyholders has access to a trained, local agent. Your agent will walk through your coverage options to help you identify risks to your property.

Farm insurance is as complicated as it looks. But getting coverage for both your home and business is easy with the help of our expert agents. With optional coverages, such as our Farmowner Advantage Endorsement, we’ll customize a policy that meets your needs.

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1. Based on 62% Market Share as determined by Aon Benfield Analytics 2011-2015