Transportation Network Coverage

Transportation Network Coverage

This endorsement brings your Farm Bureau auto coverage along for the ride. It helps to fill the gaps in insurance policies offered by transportation network companies (TNCs), like Uber, Amazon Flex, or Grubhub. Coverage starts the moment you turn on a rideshare app until you turn it off again. In case of an accident, it may save you thousands of dollars.

Your local agent can help identify your unique risks, then find coverage options to meet them. We’ll customize a policy that matches your individual needs.

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app on and waiting

Period 1: App On & Waiting

This is your biggest coverage gap. A TNC policy provides minimal coverage during this period; usually less than your personal auto policy limits.

app on and waiting

Period 2: On the Way

Once you’re on the clock, the TNC policy will offer higher limits to drivers, and our Rideshare Coverage can be there to back you up.

app on and waiting

Period 3: Pickup & Drop-off

If you get in an accident, the TNC policy may cover damages and injuries, but the higher deductibles will still set you back.

Always on

Always-on coverage

With a TNC policy, no passenger means limited coverage for your vehicle or any injuries you may sustain. Our Rideshare Coverage can help fill in the gaps at every stage of the ride and help reduce your total deductible payment.

Lower Deductible

Lower deductible

Your deductible under a TNC policy may be several thousand dollars. Our Rideshare Coverage can reimburse you up to $2500 to cover the difference between your TNC and personal auto policy deductibles.

Simple and inexpensive

Simple and inexpensive

Since it’s an extension of your personal auto policy, you know exactly what’s covered. And with costs as low as $5 a month, it’s an affordable way to protect your rideshare profits and other assets.

Talk to a Local Agent

Your local agent can help identify your unique risks, then find coverage options to meet them. We’ll customize a policy that matches your individual needs.

Find an Agent

This webpage contains only a general explanation of available coverages and is intended for informational purposes only and does not replace or modify your individual policy’s provisions, exclusions and applicable endorsements which control coverage determinations. Rideshare Coverage is an optional endorsement and requires a VFB Auto Insurance Policy. Rideshare Coverage applies only when vehicle is operated within Virginia. Coverage provided by Virginia Farm Bureau Mutual Insurance Company® and Affiliates.