As a homeowner, you have enough on your plate without the added worry of unforeseen electrical or mechanical breakdowns. Our Equipment Breakdown Coverage fills important coverage gaps for Homeowner programs, so you can enjoy improved protection and avoid costly equipment breakdown repairs. Renters can also take advantage of this coverage to stay properly protected.


  • Furnaces, boilers and heat pumps
  • Radiant and geothermal heating systems
  • Air conditioning and ventilation


  • Hot water heaters
  • Water treatment and filtration
  • Pool pumps and filtration


  • Electrical distribution panels
  • Emergency generators
  • Fire and security alarm systems
  • Kitchen and laundry appliances


  • Solar systems
  • Auto charging stations
  • Wind turbines

Entertainment and Tools

  • Home entertainment electronics
  • Computers, laptops, and tablets
  • Home tools and workshop equipment
  • Lawn and garden equipment

Health Equipment

  • Home gym equipment
  • Health monitoring systems
  • Chairlifts

Renters, we have you covered, too.

Do you have a stationary bike? Maybe some shop tools? Equipment Breakdown Coverage can be included on renters policies to help cover what matters most.

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