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Smart Start Teen Driving Program

Drive Safe. Drive Smart.

Get your teenagers’ driving career off to a great start with our Smart Start Program. You’ll find helpful tips on Virginia driving laws and a review of safe driving habits, as well as a pledge to drive smart.

And because safe driving is so important, we’ve added an incentive— get an extra 5% off premiums for new drivers under 18 who successfully complete the course.

2 Ways to Complete the Program and Earn Discounts

Your Agent

Your Farm Bureau agent can provide any assistance you need to complete the online or printed program.


All of the program materials, including the Smart Start video, are now available online.

What you'll need:

About 30 minutes

This whole program will take about a half hour to complete, including the quiz.

A Valid Policy Number

This whole program will take about a half hour to complete, including the quiz.

Let's Go! 3 Steps to Savings

1. Watch the Smart Start Video

2. Read the Smart Start Booklet

3. Take the Quiz

It's only 12 questions. If you paid attention to the video and reviewed the Safe Driver Booklet, there's no doubt you'll get a perfect score! You will need to complete the quiz in one session, or you’ll have to start over. So make sure your mobile device* is charged, your laptop plugged in, and keep your browser window open! Data rates may apply.



Download the Safe Driver Booklet to unlock the quiz.

Before we get started

  1. You and your parent(s) or legal guardian(s) have watched the Smart Start video and reviewed the Safe Driver Booklet.
  2. You are only eligible to enter into the Smart Start program once.
  3. You must be accident-free and conviction-free to enter this program.
  4. You must be under 18 years of age to be eligible for this program.
  5. For the policy period after you and your parent(s) or legal guardians(s) sign the SSP contract, you must meet the following conditions:
    • Have and maintain a valid Virginia driver’s license when entering the program and maintain a valid Virginia driver’s license for the continuous program period. Exception: a non-Virginia driver’s license shall be permitted if the youthful operator is a dependent of a parent or legal guardian who is an active-duty member of the armed forces stationed in Virginia.
    • Be listed as a driver on a VFBIS private passenger auto liability policy.
    • Remain accident-free and conviction-free
  6. We also ask you to promise the following:
    • Put safety first.
    • Use your seatbelt.
    • Don’t drink and drive.
    • Drive defensively.
    • Obey Virginia’s ban on all cell phone use while driving (until you’re 18 years old).
    • Remain accident-free and conviction-free.


We need some information from you, so you can be registered in the Smart Start Program (SSP). This will help us stay in touch with you and make sure your agent is able to apply your policy discounts.

Teen Driver Details


Policy Holder Details

image shows where to find the membership number

You cannot restart once you begin the program.